Short term disability benefits or short term disability claims are part of a group benefits insurance policy for many employees.
The short term disability benefits are to provide insurance benefits when the employee is temporality or disabled with a injury or illness, which is not expected to be long term.
Short-term disability benefits are usually claimed when there has been an accident or an ongoing illness and usually are for a specified period of time.
The short term disability benefits may also be the precursor to the insured receiving long term disability benefits.
The amount of your short term disability claim will be specified within the insurance policy of the insured.
Usually short term disability amounts are a percentage of the salary of the insured that have been previously arranged in the policy.
The policy for the insurance benefits will state the amount of weeks that short term benefits are to be paid and what medical evidence must be provided when the application is made.
The insurance company will have a specific application for any insurance benefits to be paid that must be properly prepared, documented and submitted by the disabled applicant.
The application for short term disabilities may appear daunting and difficult to understand. Where your considering or making a claim for disability benefits give us a call at 905-597-4878 or contact our offices to get some help >
When you apply for short term insurance benefits your insurance company may immediately put up barriers.
Before the insurance provides short term disability benefits or agrees to your claim the insurance company may require further documentation, medical evidence or even deny the claim.
The insurance company may deny the disability benefits claiming;
- You are not illegible for short term disability benefits.
- You must use up any sick days that you have before disability benefits are paid.
- You have a waiting period before disability benefits are paid,
- You must apply for benefits through CPP.
- Your medical issue is not sufficient for coverage of the benefits,
- The documents that you have submitted to the insurance are not complete or accurate.
- This insurance wants further medical evidence of the disability.
The insurance company can deny your short term disability where you are legitimately any missing information.
If your insurance company has denied your short term disability, you can continue to fight, go back and forth or you can speak to one of our lawyers about having us represent you.
As disability insurance lawyers we help people with short term disabilities.
As your legal representative we take over for you to work out and settle you short term disability.
Where the insurance company is claiming that your application for benefits is lacking information or medical evidence we take over and properly prepare the application so you receive your maximum payments.
Insurance companies have years of experience dealing with disability benefits. The insurance company has specialists on staff to make sure that you actually qualify and have done everything properly before they settle your short term disability claim.
Likewise having a lawyer with years of experience with short term disability claims will ensure that your claim goes through quickly to ensure you receive the benefits that have been paid for.
Many times our clients tell us that working by themselves against a uncooperative insurance company can be frustrating.
The insurance company is hoping that you will give up, or accept less benefits than what you deserve.
If you do not have short term disability lawyer assisting you, the insurance company knows that they have an advantage against you.
Give us a call at 905-597-4878 to speak to a short term disability lawyer today.
The insurance company denied me short term disability benefits. They said I didn’t have the medical evidence and the application wasn’t complete. I went back and forth 3 times and then called Impact. Within 2 weeks my lawyer got me the benefits and a lump sum. I couldn’t of do it without them, Thanks to all the staff great job! Gurpreet S. Toronto.
When you call our immediate goal is to help you reduce the stress of dealing with an uncooperative insurance company.
If the insurance is looking for medical evidence then together with you and our medical experts for short term disabilities we will get them the information and get your disability claim going.
Our experience shows that once you engage our services, the insurance understands that you are properly represented for the disability claim and everything must be dealt with in a timely and legal manner.
Insurance companies simply do not want to fight a short term disability claim and are usually looking for a negotiated settlement.
In many cases Impact law has been to settle the disability claim before examination for discovery and sometimes within thirty (30) days of the denial.
When applying for short term disabilities insurance policy require that the claimant apply for Canada Pension Disability Benefits, especially if your disability might become a long term disability before they settle the claim.
Should you require a Canada Pension Plan (CPP) Disability, we can help you apply for the benefits, including filing any appeals on your behalf.
We get you the maximum disability benefits that you are entitled to.
We offer a no obligation consultation with one of our Disability lawyers who can explain the process and how we can help you.
Come to our office or we can meet you at your home or a location convenient to you.
Call your short term disability Lawyers at 905.597.4878 or toll free 1-877-576-5772 24 Hours.
As personal injury lawyers we specialize in long term and short term disability claims.
We offer a free consultation to discuss your case with one of our lawyers at no obligation over the phone, our offices, or a location convenient to you.
Call us now at 905-597-4878 or toll free 1-877-576-5772 24 Hours.