Accident benefits are called “Statutory Accident Benefits” and fall under the Statutory Accident Benefits Schedule (or SABS).
The Statutory Accident Benefits Schedule is provincial regulation of accident benefits which are standardized and available through the automobile insurance companies.
Accident Benefits provide the driver, any passengers and pedestrians who may suffered an injury as a result of an automobile accident benefits and payments regardless of who is at fault in the accident.
As auto and car accident lawyers Impact Law we help you apply for and receive accident benefits as part of your injury claim and settlement.
Call us at 905-597-4878 or visit one of our offices to learn more.
When you have been involved in a car accident and you’re hurt, you are legal entitled to accident benefits to help you get better.
The accident benefits are not only for your physical well being but there are also benefits to provide support while you are recovering, for example;
- Housekeeping Benefits
- Income Replacement Benefits
- Medical Rehabilitation Benefits
- Care giver Benefits
- Attendant Care Benefit
- Non-Earner Benefits
- Lost Education expenses
- Expense reimbursement
To apply for accident benefits the injured person must;
- call the insurance company of the vehicle you were traveling in.
- The insurance will take an initial report and will send you forms and documents
- complete the forms as soon as possible
Many of the forms and benefits are time sensitive and if not completed in a timely manner the insurance could deny your accident benefit request.
At Impact Law we do the work of completing all forms that the insurance requires.
We ensure that your file is complete, accurate and delivered to the insurance to ensure you receive your benefits and avoid the stress of resubmitting incomplete forms.
Accident benefits are for everyone in a auto accident, meaning whether you are at fault or not you are allowed to apply for accident benefits.
Passengers or pedestrians injured in auto accidents may also apply for accident benefits with our lawyers.
Even if you were driving someone else’s car and you do not have insurance, you may apply for accident benefits for support, and our auto accident lawyers can show you how.
If you are hurt in an accident you may have a strong claim against the insurance company for a financial settlement.
We handle the accident benefits paperwork for you!
Impact Law personal injury lawyers, paralegals and clerks will file the paperwork for your accident benefits for you, to ensure you receive the highest possible payments.
We work on a contingency fee basis for all Personal Injury related matters, meaning that we don’t get paid until you get paid.
We are available to travel to your home or hospital room in order to provide you with information.
We represent you and argue your case to the insurance companies and in court.
We take action against negligent parties and difficult insurance companies.
The Statutory Accident Benefits Schedule maybe complicated for some and having a personal injury lawyer assisting you will help you through the process.
Call now to discuss your accident benefits with a personal injury lawyer
The call is free and there is no cost to you to discuss your case. We can explain to you want you are entitled to how the system works and how we as lawyers with years of experience can help you.
If you are unable to perform your usual housekeeping or home maintenance duties, these corresponding benefits pay for someone to perform these jobs for you, like having some come and clean your house for example. The maximum benefit payment is $100 per week.
The standard coverage is only available to those who are catastrophically injured in an auto accident.
You can extend coverage to all injuries by purchasing the optional benefit. If you normally do the cleaning and maintenance of your home, you need to consider who will look after these things if you are injured in an auto accident.
This optional benefit can only be claimed if you were employed at the time of the accident, are not receiving a caregiver benefit, and have to pay for additional childcare expenses as a result of the accident.
Optional dependent care benefits cover up to $75 per week for the first dependent and $25 for each additional dependent.
Medical, Rehabilitation and Attendant Care Benefits;
- The standard maximum amount for medical and rehabilitation expenses, such as physiotherapy, chiropractic treatment, dental expenses, etc., is $50,000.
- If you are catastrophically injured, the standard maximum is $1,000,000.
- The standard maximum for attendant care is $36,000.
- If you are catastrophically injured, the standard maximum is $1,000,000.
You can buy optional benefits which will cover up to $100,000 or $1,100,000 in medical and rehabilitation expenses and $72,000 or $1,072,000 in attendant care expenses, and up to $3,000,000 in combined medical, rehabilitation and attendant care expenses for catastrophic injuries.
Many health care expenses are not covered by OHIP, or only partially covered, including physiotherapy and chiropractic treatment, mobility devices (crutches, wheelchairs), modifications to your home and car that you may require, and other specialized goods and services.
Minor injuries may require several thousand dollars in treatment.
The most serious injuries (brain injuries, amputations) are permanent and may require hundreds of thousands of dollars in specialized goods and services on an ongoing basis.
You may need the services of an attendant 24 hours a day. Review any extended health care plan you and your spouse have access to through work to help you decide how much coverage you require.
If you are providing care full-time to Dependants and can no longer provide that care as the result of an automobile accident, you may be eligible for caregiver benefits if you need to hire someone to care for your dependents.
The maximum amount for caregiver benefits is $250 per week for one dependent, plus $50 per week for each additional dependant.
The standard coverage is only available to those who are catastrophically injured in an auto accident. You can extend coverage to all injuries by purchasing the optional benefit. If you have children you need to consider who will look after them if you are injured in an auto accident.
When your involved in an accident the insurance company will want to contact you, take statements, ask you to sign documents and even may offer you settlements shortly after your hurt.
You may still be sitting in a hospital bed when the insurance company contacts you.
Before you settle anything with an insurance company call Impact Law Injury Lawyers to get legal advice from lawyers who specialize in accident injuries and compensation.
Our lawyers understand the law and legal system for you to receive your maximum benefits. We can even come to you to give you legal advice.
We offer a no charge opportunity to discuss your case with one of our injury lawyers at no obligation either in person, our offices, a convenient place to you or over the phone.
Call us now at 905.597.4878 or toll free 1-877-576-5772 24 Hours.
Impact Law is a full service legal provider specializing in long term disability and injury claims.
We offer a free consultation to discuss your case with one of our lawyers at no obligation over the phone, our offices, or a location convenient to you.
Call us now at 905-597-4878 or toll free 1-877-576-5772 24 Hours.