Injury Lawyer - Accident Benefits

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Lawyers Getting you the Money you Deserve

As Injury Lawyers we help you to get the benefits that are available to injured persons after an accident.

When your involved in an accident where your hurt or unable to work or do day to day tasks you may apply for accident benefits regardless if you are at fault or not in an accident.

Accident Benefits are available to any individual suffering as the result of a motor vehicle accident, to help you with matters such as medical and rehabilitation expenses and loss of income.

Call us now at 905.597.4878 or toll free 1-877-576-5772 to discuss your case with one of our personal injury lawyers at no charge or obiligation.

Accident Benefits include;

  • Housekeeping Benefits
  • Income Replacement Benefits
  • Medical Rehabilitation Benefits,
  • Care giver Benefits
  • Attendant Care benefits
  • Non-Earner benefits
  • Lost Education expenses
  • Expense reimbursement

Each individual’s insurance policy is different, so coverage may differ considerably between plans.

It’s important that you apply for each benefit you may qualify for within the appropriate time-frame as governed by the Statutory Accident Benefits Schedule (SABS).

Applying for Accident Benefits

After being injured in an accident, and upon wishing to apply for accident benefits, you call the insurance company of the vehicle you were traveling in.

The insurance will take an initial report and will send you forms and documents to complete within a couple of days of the accident.

Many of the forms and benefits are time sensitive and if not completed in a timely manner the insurance could deny your accident benefit request.

At Impact Law we go over the documents with assisting in completing all forms that the insurance requires.

We ensure that your file is complete, accurate and delivered to the insurance to ensure you receive your benefits and avoid the stress of resubmitting incomplete forms.

Our Injury Lawyers Explain the Process

When you meet with our injury lawyers we will explain what happens with the insurance and what our role as lawyers will be working for you.

We will explain how accident benefits work, and what your legally entitled to, and provide legal and medical advice throughout you recovery.

We offer a no charge opportunity to discuss your case with one of our disability lawyers at no obligation either over the phone, our office or a convenient place to you.

Call us now at 905.597.4878 or toll free 1-877-576-5772 24 Hours.

We file the Accident Benefits for You

Impact Law personal injury lawyers, paralegals and clerks that will assist you with your claim to receive the highest possible settlements.

We work on a contingency fee basis for all Personal Injury related matters, meaning that we don't get paid until you get paid.

We are available to travel to your home or hospital room in order to provide you with information.

We represent you and argue your case to the insurance companies and in court.

We take action against negligent parties and difficult insurance companies.

Statutory Accident Benefits Schedule

The Statutory Accident Benefits Schedule maybe complicated for some and having a personal injury lawyer assisting you will help you through the process.

Call now to discuss your accident benefits with a personal injury lawyer

The call is free and there is no cost to you to discuss your case. We can explain to you want you are entitled to how the system works and how we as lawyers with years of experience can help you.

Housekeeping and Home Maintenance Benefits

If you are unable to perform your usual housekeeping or home maintenance duties, these corresponding benefits pay for someone to perform these jobs for you, like having some come and clean your house for example. The maximum benefit payment is $100 per week.

The standard coverage is only available to those who are catastrophically injured in an auto accident. You can extend coverage to all injuries by purchasing the optional benefit. If you normally do the cleaning and maintenance of your home, you need to consider who will look after these things if you are injured in an auto accident

Dependent Care Benefits

This optional benefit can only be claimed if you were employed at the time of the accident, are not receiving a caregiver benefit, and have to pay for additional childcare expenses as a result of the accident. Optional dependent care benefits cover up to $75 per week for the first dependent and $25 for each additional dependent.

Accident Benefits Indexation

This optional benefit provides for the automatic adjustment over time of Income Replacement, Medical and Rehabilitation, Attendant Care and other benefits, in response to changes in inflation, determined according to the Consumer Price Index of Canada.

If you have benefits from your employer, you may already have some level of coverage for some or all of the optional benefits listed above. You should consider these benefits as you review your coverage options.

Increasing Medical Benefits

Medical, Rehabilitation and Attendant Care Benefits;

  • The standard maximum amount for medical and rehabilitation expenses, such as physiotherapy, chiropractic treatment, dental expenses, etc., is $50,000.
  • If you are catastrophically injured, the standard maximum is $1,000,000.
  • The standard maximum for attendant care is $36,000.
  • If you are catastrophically injured, the standard maximum is $1,000,000.

You can buy optional benefits which will cover up to $100,000 or $1,100,000 in medical and rehabilitation expenses and $72,000 or $1,072,000 in attendant care expenses, and up to $3,000,000 in combined medical, rehabilitation and attendant care expenses for catastrophic injuries.

Many health care expenses are not covered by OHIP, or only partially covered, including physiotherapy and chiropractic treatment, mobility devices (crutches, wheelchairs), modifications to your home and car that you may require, and other specialized goods and services.

Minor injuries may require several thousand dollars in treatment. The most serious injuries (brain injuries, amputations) are permanent and may require hundreds of thousands of dollars in specialized goods and services on an ongoing basis.

You may need the services of an attendant 24 hours a day. Review any extended health care plan you and your spouse have access to through work to help you decide how much coverage you require.

Caregiver Benefits

If you are providing care full-time to Dependants and can no longer provide that care as the result of an automobile accident, you may be eligible for caregiver benefits if you need to hire someone to care for your dependents.

The maximum amount for caregiver benefits is $250 per week for one dependent, plus $50 per week for each additional dependant.

The standard coverage is only available to those who are catastrophically injured in an auto accident. You can extend coverage to all injuries by purchasing the optional benefit. If you have children you need to consider who will look after them if you are injured in an auto accident.

Accident Benefits and Insurance Companies

When your involved in an accident the insurance company will want to contact you, take statements, ask you to sign documents and even may offer you settlements shortly after your hurt.

You may still be sitting in a hospital bed when the insurance company contacts you.

Before you settle anything with an insurance company call Impact Law Injury Lawyers to get legal advice from lawyers who specialize in accident injuries and compensation.

Our lawyers understand the law and legal system for you to receive your maximum benefits. We can even come to you to give you legal advice.

We offer a no charge opportunity to discuss your case with one of our injury lawyers at no obligation either in person, our offices, a convenient place to you or over the phone.

Call us now at 905.597.4878 or toll free 1-877-576-5772 24 Hours.

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