Disability benefits for most people are bought as a income replacement.
The disability insurance is case you are unable to work or perform your job as the result of an illness or physical or mental disability, and for many people it is part of their group insurance benefits from their employer.
As disability lawyers we help with people who are disabled or have long term disabilities issues.
Disability insurance is to protect individuals in the event of an injury.
The value or dollar amount of the disability benefit is usually determined by the employees income and the type of disability insurance that was initially purchased.
Some people may be legible for disability benefits under the Canada Pension Plan where they have paid into the plan for an number of years but are now disability or unable to work.
Impact Law works for our clients helping them deal with insurance companies, saving them the stress of fighting with an insurance company.
Our clients paid for disability insurance and are entitled to be fully and properly compensated.
At Impact Law we fight for the rights of our clients and have recovered millions of dollars in compensation and disability claims and we can help you.
Call or visit our offices to discuss your long term disability claim with one of our lawyers and find out how we can help you.
The insurance company would rather not pay on the disability pension that they sold you, and the insurance will try to deny or reduce the benefits they have to pay.
Insurance companies are for "profit businesses", they make money by selling premiums and then paying out as little as possible.
The difference in what they take in versus what the pay out is the profit.
Insurance companies want to deny or reduce the money that they pay you on a long term disability insurance claim.
The insurance company is going to fight, delay and frustrate your insurance claim and increase their profits.
In the majority of cases, in a long-term disability claim a settlement is negotiated with the insurance company.
In these cases the policy holder and insurance company decide that it would be in their interests to put the proceedings to rest, end their relationship, and arrive at some kind of compromise. In such negotiations, without a lawyer, claimants are likely to receive far less than they are entitled to.
Retaining a disability lawyer to represent you and to fight for your interests can make an enormous difference for your case.
Our experienced disability lawyers are able to deal with all the red tape, to make your policy much simpler, and to interpret your policy in the way that’s most advantageous to you.
Long term disability claims are subject to time limits and deadlines.
It is important that you retain a lawyer as soon as possible to avoid the expiration of any benefits, and to maximize your chances of success.
As the insurance companies have specialized personnel to deal with disability insurance claims, you likewise need an expert on your side.
Impact Law are the disability lawyers that can help you with your long term disability. We have the experience with dealing with insurance companies with disability claims and will be the advocate for your defense.
Impact Law is a full service legal provider specializing in long term disability and injury claims.
Call us now at 905-597-4878 or toll free 1-877-576-5772 24 Hours.